Ch-Ch-Chaaaannngesss!!

We are making some changes to our life trajectory! My husband will probably be taking a new job that will change his career path. This also changes our income, drastically. So I am redoing our budget and will not be able to pay off debt as fast as I have been. We will still be putting every spare penny to debt, but the spare pennies will be less. I am ready for the challenge and know it will be a struggle for the first few months as we transition to a more strict budget.

I am making huge changes to our lifestyle and evaluating what really is a need versus a luxury. We needed to cut a good $700 monthly out of our spending to be able to take this opportunity.

So here is how I made it happen :

  • Slashed our eating out budget down to $60, savings of $400 (we were a bit excessive in our outings)
  • Decreased our grocery budget to $50 a week. I am using meal planning and make ahead meals. Savings of $200
  • Canceled gym subscriptions since the hubs will be able to use the gym at his work. Savings of $44
  • Reduced gas expense by not driving 30 minutes each way, savings of $50
  • Canceled PS Vue, savings of $35 (we already have Netflix and that’s all we need!)

I am really excited for this opportunity for him, but the first few months are going to be rough! We are downsizing our lifestyle and making new priorities. His mental health and physical health are more important than the money that is being brought in. We do not want to live the status quo. So, I am going to try some drastic ways to save money!

First, I am instituting a laundry ration! If the clothes are only worn for a couple hours and are not dirty, they get hung back up. This saves water, electricity, and detergent.

Second, no more paper towels, which doesn’t seem as drastic to anyone, but my husband who is all about food safety. We will use homemade reusable paper towels.

Third, no more TV after 7pm. This will save on electricity and productivity.

Last, but not least. I made more homemade reusable wipes. :O Just like ones used for babies, but will only be used for bathroom trips not resulting in poo. 😉 Toilet paper is expensive. I keep it real on here and a bit of truth for you, I used the wipes during my period because I have PCOS and heavy flows. It made me feel cleaner. So, why not re-purpose!

School starts this week so I will be a busy bee! What are some of the drastic things you have done to cut costs?

The Transplant Arkansan 🙂

First post, eh?

There is a bit of pressure for the first post, huh! Well, let’s just get it over with then. 😉  I wish I would have started this blog two years ago! It could have documented a lot of the struggles and great events that have happened, too. I suppose there are a lot of shoulda coulda wouldas, but no need to dwell in those anymore. I have a plan, it’s get out of debt, lose some weight, and enjoy the little things and new adventures that Arkansas brings. Below is a picture of my very first adventure in Arkansas, Petit Jean. I felt like I was going to die, the heat and humidity was way worse than I had ever encountered. Not to mention, I directed us on the wrong path, so instead of an easy walk up it, we had a moderate to expert route. Yeah, I will never live that down.

It was beautiful when we arrived at the top, though. That’s my handsome husband with the magnificent beard I mentioned in my ‘About’ page. (I mean, c’mon it is amazing)

Back to the plans!

  1. Get out of debt, pay off the mortgage early and cash flow the rest of my education.
  2. Get healthy!
  3. Make new friends. (I still don’t have very many I talk to on a regular basis down here)

Next post I will be talking all about my debt plan! Gotta spend my dolla dolla bills in a much smarter way!